The Solution To Your Debt.
At Premier Debt Resolution, our first order of business is to understand your current financial situation, including your debts, your assets, and most important the circumstances in your life and how they have impacted your ability to pay your creditors.
Our team of certified debt specialists and skilled negotiators will create a plan that will focus on resolving your debts and increasing your monthly cash flow. We have a proven track record of success, favorable negotiations with credit card companies, banks, and debt collectors.
We invite you to contact us for a free, no-obligation consultation about your specific situation. We’ll lay out a road map to get you where you want to go, and show you how we can save you decades of time and tens of thousands of dollars or more in most cases.
We Work With You To Eliminate Debt
We understand the stress debt can cause. At Premier Debt Resolution we work with you! Our team will determine the best options available to you, and then help you choose and follow it through to the end. We pride ourselves in putting you first and we want you to understand that we are here to help you every step of the way. Your peace of mind is paramount so you can rest assured that Premier Debt will provide you with excellent service and results!
How Much Can You Save With Premier?
($40,000 initial balance at 19.9% APR)
What We Can Do For You
If you are struggling financially like most Americans with high interest rate credit cards and stagnant wages we can help! Below are the options that are available to resolve your debt once and for all. When it comes to being in debt there is no one-size fits all program. We will review all your options with you so we can determine which solution is right for you.
We recommend that all of our clients pay their bills on time and manage their debts wisely if at all possible. By doing so you will establish good payment history and this will reflect positively on your credit score. If you can comfortably pay your bills each month without debt help we recommend that you continue to do so.
Unfortunately if you are struggling to meet your minimum payments, just making the minimums or behind on your payments, you may be in a situation where your debt will take many years to pay off — if at all. By simply paying the minimum payments each and every month, as much as 85% of your payments are going to interest and it may take you 25 years or more to pay off your credit card debt!
Consumer Credit Counseling (CCC) companies were first started by the credit card industry to provide debt solutions to the enormous amount of people who began to fall delinquent on their payments. The majority of the CCC’s are paid a fair share (commission) from your creditor based on how much debt they can recover from you and they may also charge a service fee.
Today, more than ever, people are filing personal bankruptcy as a way of getting away from the burden of their debt. Statistics show that the number one reason people are filing for bankruptcy is the harassment and pressure from companies trying to recover their money. For some people, bankruptcy is the only viable option. The biggest benefit of bankruptcy is that this approach provides immediate relief and puts an immediate stop to harassment. In some cases all of your unsecured debt is forgiven and you get a “clean slate”.
New laws were passed that make it considerably harder and less desirable to file for bankruptcy as a way out. With this in mind, even if you are able to file for bankruptcy, there is a good chance you will still have to pay some or all of your debts over a period of time. Only a licensed attorney in your state can review your current situation and determine what debt may be discharged through bankruptcy. The negative aspect to consider with bankruptcy is the effect on one’s credit rating. The bottom line is that it will stay on your credit report for up to 10 years. In addition, you’ll pay immensely for those important purchases that you make later on in life. For example, if you want to purchase a house in the future, the interest rate will be much higher than for the average consumer who never has filed bankruptcy. In addition, bankruptcy may be taken into account when applying for a job, an insurance policy, applying for a car loan, filling out a renter’s application, etc. As you can see, bankruptcy isn’t as appealing as it may first appear, although in some circumstances it is the best and only viable solution to resolve your debt. Only a licensed attorney may provide debt help guidance as to whether bankruptcy is a suitable option for you.
When facing financial difficulty, debt consolidation loans are one of the most common debt solutions people think of for resolving their credit card debt problems. In some instances this option may be a good fit for you if you have excellent credit and can obtain much lower interest rate with an affordable monthly payment. However, many people who choose to go this route find themselves in much deeper financial trouble then they were to begin with. Most consolidation loans are secured by collateral, such as your house, car or other personal property. By obtaining this type of loan all you are really doing is exchanging an unsecured debt for a secured debt that you will still need to pay interest on. Another downside is that it puts your assets in an accessible position for the creditor to go after in the event of default. In this case, all the leverage shifts over to the creditor. This option only makes sense if you can obtain a new loan with a much lower interest rate and a payment that’s within your budget.
Recently we have seen an increase in the number of unsecured loans. Generally the interest rates on these loans carry similar if not higher than your original interest rates. Thus the only real benefit is the convenience of one payment versus many. In some cases the interest rates on these loans are 20% or higher.
Debt negotiation is an aggressive approach to settling your debt. Our debt settlement program is designed for those consumers who are struggling financially due to a financial hardship. Unlike most CCC’s or debt management programs that may only reduce credit card interest rates, debt settlement aims to settle your debt for less than you owe without requiring you to obtain a new loan or file bankruptcy. With our professional debt specialists, we will work with you to settle your debts in as short a time as possible getting you back on track financially. Remember, we work for you – not the credit card companies, collection agencies or creditors. Give us a call today to and speak to a debt specialist for your free no obligation debt consultation!
Take Control Of Your Student Loans
Federal Consolidation Loans allow borrowers to combine one or more of their Federal education loans into a new loan that offers several advantages:
- One Lender & One Monthly Payment
- Flexible Repayment Options
- Reduced Monthly Payments
- And Even More!
Give us a call at 1-888-978-8894 to find out if you qualify!
What do people think of us?
I felt this was my best option to get out of credit card debt due to a recent divorce. I explored all my options and companies and Premier Debt Resolution was very helpful and understanding of my situation.Richard F.Debt Free in 3 years!
Best decision I’ve ever made. Only wish I’d done this sooner!!Craig P.Debt Free in 30 months!
They really do what they say. I started with about $52K in credit card debt, they have been very successful in lowering my debt considerably. I would recommend them to anyone.Susan C.
I looked into a few different debt management firms before I picked yours. I must admit most reviews on others were scary to say the least and I was nervous about picking the right company. You folks did exactly what you said you were going to do with no hidden costs or agendas. Any time I called you-you actually answered and either answered my questions immediately or passed me through to someone who could. Return calls from your company were prompt - not what I am used to now days.Tom R.
Get Started Today!
Safe, Confidential & No Obligation
INDIVIDUAL RESULTS MAY VARY BASED ON ABILITY TO SAVE FUNDS AND COMPLETION OF ALL PROGRAM TERMS. PROGRAM DOES NOT ASSUME OR PAY ANY DEBTS, NOR PROVIDE TAX OR LEGAL ADVICE. CONSULT WITH YOUR PROFESSIONAL ADVISORS AS NECESSARY. PROGRAM NOT AVAILABLE IN ALL STATES, PLEASE REQUEST, READ AND UNDERSTAND ALL PROGRAM TERMS PRIOR TO ENROLLMENT. Important notice: Results are individual settlements for consumers who enrolled and completed program. Results are not shown for consumers who did not complete program in full. Many consumers receive differing settlements and some receive none because they terminate or drop-out of program. The information on this page is for illustration purposes only based on enrolled debt amounts ranging from $10,000 – $100,000, for enrollments between 1-3 years ago, and for top 5 largest creditors. Please do not rely on information as a promise or guarantee of results. Information presented is solely to illustrate that company does indeed get results if consumer meets all qualification factors. See contract for complete terms.